• RBI changes FD rules: Claim your money soon after your FD matures

    National
    RBI changes FD rules: Claim your money soon after your FD matures

    If you do not claim the sum after it has matured, you will receive less interest on it. This interest will be the same as the interest on the savings account.


    Digital Desk: If you invest in fixed deposits (FD), you should be aware of the Reserve Bank of India's new requirements (RBI).

    If you do not understand these regulations, you may incur a financial loss.

    Many government and non-government banks have raised FD interest rates in recent days.

    What are the new regulations?

    If you do not claim the sum after it has matured, you will receive less interest on it. This interest will be the same as the interest on the savings account.

    Currently, banks often pay more than 5% interest on FDs with terms of 5 to 10 years. Interest rates on savings accounts range between 3% and 4%.

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    Deposits in all commercial banks, small finance banks, cooperative banks, and local regional banks will be subject to the new laws.

    However, if the money is not withdrawn by the maturity date, the FD interest will no longer be available.

    As a result, it is preferable to withdraw your funds as soon as they reach maturity.

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