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While physical branches will remain closed on these days, digital services such as mobile banking, UPI, and...
Digital Desk: In January 2024, banks across India are slated to observe closures for a total of 16 days, prompting customers with pressing banking needs to take heed of the designated holiday dates. While physical branches will remain closed on these days, digital services such as mobile banking, UPI, and Internet banking will continue to operate seamlessly.
Among the key bank holidays in India are Republic Day (January 26), Independence Day (August 15), Gandhi Jayanti (October 2), and Christmas (December 25). Additionally, closures are scheduled on various religious festivals like Diwali, Dussehra, Eid, Ganesh Chaturthi, Buddha Purnima, and others, with the caveat that the dates of these festivals vary each year.
For the month of January 2024, the specific bank holidays are as follows:
1. January 01 (Monday)- New Year’s Day
2. January 07 (Sunday)
3. January 11 (Thursday)- Missionary Day (Mizoram)
4. January 12 (Friday)- Swami Vivekananda Jayanti (West Bengal)
5. January 13 (Saturday)- Second Saturday
6. January 14 (Sunday)
7. January 15 (Monday)- Pongal/Thiruvalluvar Day (Tamil Nadu and Andhra Pradesh)
8. January 16 (Tuesday)- Tusu Puja (West Bengal and Assam)
9. January 17 (Wednesday)- Guru Govind Singh Jayanti
10. January 21 (Sunday)
11. January 23 (Tuesday)- Netaji Subhas Chandra Bose Jayanti
12. January 25 (Thursday)- State Day (Himachal Pradesh)
13. January 26 (Friday)- Republic Day
14. January 27 (Saturday)-Fourth Saturday
15. January 28 (Sunday)
16. January 31 (Wednesday): Me-Dam-Me-Phi (Assam)
The Reserve Bank of India (RBI) categorizes holidays into three types, including those under the Negotiable Instruments Act, those under the Negotiable Instruments Act and Real-Time Gross Settlement Holiday, and Banks’ Closing of Accounts.
It is important to note that while the majority of bank holidays are consistent throughout India, certain public holidays may vary across states based on local customs and cultures. To confirm whether your bank is closed on a specific day, it is advisable to refer to the local guidelines of the state in which you reside.
On gazetted holidays, banks will be closed nationwide, and customers are encouraged to plan their financial transactions accordingly.
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