• Assam govt introduces vehicle buying loans for Govt employees

    Regional
    Assam govt introduces vehicle buying loans for Govt employees
    Regular employees of the State Government who are between the ages of 21 and 53 are eligible for the program...

    Digital Desk: Assam Government has approved the 'Apun Bahan' scheme which is designed to provide interest discounts on motor vehicle loans, making it easier for employees eligible to buy vehicles.

    The State Government will offer interest subsidies under the "Apun Bahan" program on motor vehicle loans acquired through scheduled commercial banks, regional rural banks, and the Assam Cooperative Apex Bank, which are recognized by the Reserve Bank of India.

    If male employees buy petrol or diesel vehicles, they will receive a 2% interest subsidy. The incentive climbs to 3% for electric vehicles. Female employees and differently-abled employees will enjoy a 3 percent interest subsidy for purchasing any type of vehicle.

    Regular employees of the State Government who are between the ages of 21 and 53 are eligible for the program. This makes sure that the employees' service period coincides with the maximum loan term of 7 years.

    The maximum loan amount accessible by employees is 15 lakh, or 48 times their net monthly income, whichever is lower.